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MODEL Prepaid MasterCard - Summary of MasterCard Program Fees and Pricing
Standard Fees
  • One Time Card Activation Fee:$8.95
  • Annual Fee:FREE
  • Monthly Maintenance Fee:$3.95
  • Point of Sale Transaction Fee - Domestic:$0.50
  • Point of Sale Transaction Fee - International:$2.00
  • Click-n-Pay™ Electronic Bill Payment:$0.75
  • Click-n-Pay™ Paper Check Payment:$1.50
  • Money Transfer Fee:FREE
    ATM and Cash Advance Fees
  • ATM Withdrawal Fee - Domestic: $1.50
  • ATM Withdrawal Fee - International:$3.00
  • ATM Bal. or Transaction Inq. Fee - Domestic:$0.50
  • ATM Bal. or Transaction Inq. Fee - International:$1.50
  • Cash Advance Fee:$4.50
    Load Money Options
    A Reload Fee will be assessed to your card any time you load money to your card. Fees vary, depending on method:
  • Reload using Payroll Direct?:FREE
  • Reload using Check/Money Order:FREE
  • Reload using PayPalR Transfer:FREE
  • Reload using Bank ACH Transfer:FREE
  • Reload using Western UnionR Prepaid Services:$3.95
  • Reload using Bank Wire Transfer:$9.95
  • Reload using In Person Payments (IPP):$2.95
    Special Service Fees
  • Express Delivery Fee:$19.95
  • Online Account Access:FREE
  • Automated Customer Service:$0.50 per call
  • Live Operator Customer Service:$0.80 per minute
  • Paper Statement Fee:$2.00
  • Replacement Card Fee:$6.95
  • Overdraft Fee:$25.00
  • Returned Check Fee:$25.00
  • Card Cancellation & Check Issuance Fee:$10.00
  • Account Dormancy Fee:$2.00
    Daily Load Money Limit: The maximum balance of money allowed on the Model Prepaid MasterCard Card at any given time is $2,500.00.
    Daily Load Money Transaction Limit: You may load money to your card no more than two (2) times per day.
    Daily Cash Withdrawal Limit: You may withdraw no more than $200.00 cash per day from your card. This includes ATM withdrawals, cash advances from bank tellers and the purchase of cashier's checks and money orders. Cash received from merchants on debit purchase, however, is not subject to this limit.